With the hectic holiday season fast approaching, I wanted to drop you a quick note to make sure you didn’t miss any of WalletHub’s recent holiday studies and reports, highlights of which you can find below.

• JCPenney, Macy’s and Belk are 2023’s Best Places to Shop on Black Friday, offering an average discount of at least 55%.
• Around 13% of items at major retailers will be more expensive on Black Friday than their current Amazon.com prices.
• Consumer packaged goods will offer the most value on Black Friday 2023 relative to their current prices, while furniture is expected to have the least rewarding deals.
• More than 1 in 3 Americans are foregoing gifts this year due to inflation, according to WalletHub’s 2023 Holiday Shopping Survey.
• Starbucks, Sephora and Target top the list of 2023’s Best Gift Cards.
• Consumers can save $300+ with one of 2023’s Best Credit Cards for Holiday Shopping.
• Some consumers already have access to little-known credit card benefits that can come in handy over the holidays, including price-drop protection and coverage for damaged or stolen items.
• 100% of store credit cards do not charge an annual fee, and the average card with an initial discount for new cardholders gives 18.75% off, according to WalletHub’s 2023 Store Card Landscape Report.
• 40% of the major retailers offering 0% financing use a dangerous feature called deferred interest, which has the potential to make holiday purchases up to 27.5 times more expensive than expected.