DETROIT (AP) — Many Michigan consumers will pay modestly more for health insurance — with an average increase well below the national average — entering the third year of President Barack Obama’s health care law.

Government officials say the cost of a benchmark plan in Michigan on HealthCare.gov will increase 1.2 percent for 2016 coverage. Consumers could start choosing plans Sunday through the online marketplace and have until Dec. 15 to buy coverage if they want it to start Jan. 1.

Across all 37 states using the HealthCare platform, the cost of the benchmark plan will rise on average 7.5 percent. Analysts say Michigan favorably compares with many other states because it’s a highly competitive market with about a dozen insurers.

Some consumers will see much higher increases than the average depending on their plan or area.