Michigan Legislature passes auto insurance bill

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LANSING, Mich. (AP) — Michigan’s Legislature has overwhelmingly approved a bill that would reduce the country’s highest auto insurance premiums.

The votes Friday came after a deal was announced between Republican legislative leaders and Democratic Gov. Gretchen Whitmer.

The legislation would offer choice among personal injury protection, or PIP, levels. Michigan is the only state to require that drivers buy unlimited coverage for crash injuries.

The measure also would prohibit the use of several non-driving factors in setting rates and scale back reimbursements for health providers that treat accident victims.

The average premium in Michigan is 83% higher than the national average. Detroit’s premium on average far surpasses any other U.S. city.

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